Daniel Gehl
Licensed Real Estate Salesperson
REALTOR®
Sidney, NY
Office: (607) 604-4394 (607) 221-6996 Cell

21 Church Street, Waterloo, NY 13165

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Property Description

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don't miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping-and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures-making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

21 Church Street | MLS# R1676789

This multi-family property located at 21 Church Street, Waterloo, NY 13165 is currently listed for sale with an asking price of $188,000. Church Street is located within the Waterloo school district. Search Waterloo real estate on daniel-gehl.timberlandproperties.com today.

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Property Features

Property Type: Multi Unit - Multiple
Basement: Full
Heating: Gas, Baseboard, Hot Water
Home Style: Fourplex
Lot Size: 0.18 Acres
Roof Type: Asphalt
Stories: 2.0
Taxes: $3,822
Year Built: 1900

Feature Descriptions

Appliances: Gas Water Heater
Days on Site: 4
Exterior: Attic/Crawl Hatchway(s) Insulated, Wood Siding
Flooring: Laminate, Varies, Vinyl
Lot: Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
Lot Dimensions: 58X133
Parcel#: 453801-010-000-0002-013-000-0000
Parking: Gravel, Off Site
Parking Notes: Gravel, Off Site
Patio/Porch: Open, Porch
Sewer: Connected
Units: 4
Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
Water: Connected, Public
Window: Thermal Windows

Local Schools

School District: Waterloo

Estimate Your Payment

Estimated Payment

$ 791.74 per month $418.41 Principal & Interest $318.50 Property Tax $54.83 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Howard Hanna
Agency Contact: 315-521-7413

Shown By

Agent Name: Daniel Gehl
Agent Phone: (607) 221-6996 Cell
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/07/2026. The listing information on this page last changed on 05/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/07/2026 12:00:42 AM EST) or Global MLS (last updated Wed 05/06/2026 11:52:13 PM EST) or New York State Alliance MLS (last updated Wed 05/06/2026 11:58:47 PM EST) or Hudson Valley Catskill Region MLS (last updated Wed 05/06/2026 11:51:18 PM EST) or OneKey MLS (last updated Wed 05/06/2026 11:17:45 AM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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